Since 1998, INTELIGENSA offers financial applications for Point of Sales Terminals (POS) and for Smart Cards. The applications for POS have been certified by the main banks and Latin American processors. They execute themselves under the best brands of point of sales terminals there are in the market. They provide as well maintenance and local support service in all the countries we it operates. The POS software not only includes financial applications to process debit and credit cards (magnetic stripes or EMV), but also has an application portfolio “custom made” to satisfy the needs of its customers in terms of differentiation as to provide more and better services to its users. Among the “custom made” applications there are:

• Royalty Applications
• Pre-paid Card Applications
• Vouchers or Electronic Cupon Applications
• Multiple Transaction Centers’ Applications

For financial smart cards, INTELIGENSA also offers a variety of standard applications ("out of the box") and particular ones as well, mainly based on open operative systems abiertos (Multos, JAVA y TIBC 3.0), that include:

• WRT (Welcome Real Time) or custom made loyalty applications
• MODS (MasterCard Open Data Storage), CAP (Chip Authentication Program) and Paypass de MasterCard.
• PKI (Public Key Infrastructure) for electronic transactions, inter-operative by: Microsoft CryptoAPI, PKCS#11 V2.10, PKCS#15 ISO7816-4, WAP WIM. Supports up to 2 certificates X.509 V3.
• Raffle and Instant Prizes’ Applications
• Biometry Authentication
• VSDC for TIBC 3.0
• Data Encrypt Applications
• MasterCard Mchip Lite and Mchip 4.0
• Visa Infinite Awards Program
• Visa DPA (Dynamic Password Authentication)

The applications are designed to interact with personal computers, through the use of a PCSC reader or through POS terminals. This characteristic allows the customs more flexibility and portability required for the added value programs with smart cards can be successful.