Inteligensa’s smart card offerings are based on open technology operating systems in preference to proprietary ones. Open systems such as Multos, Multos Step One and JavaCard give clients the flexibility to adapt cards to their needs, are sourced by multiple providers, allow independence in the development of value-added applications, support leading-edge technology, keep prices down, and afford interoperability, scalability, and post-production personalization.

Multos

Among the vast array of smartcard product lines, Inteligensa offers both the original MULTOS platform and the low-cost MULTOS Step One variant. MULTOS implementations support several key ROM-resident applications, such as M/Chip, VSDC, PKI, ID, etc., which represent significant cost savings to the card issuer, while still allowing other applications to be added if desired.

The flexibility of a multi-application platform opens the way to creating a combination of independent on-chip applications customized to the client’s requirements, where each is isolated from the others for security. Applications can be preloaded on PROM, included at the personalization step, or even added after issuance.

All MULTOS-based applications are compatible with any MULTOS-certified chip, assuming enough memory is available (plus in some cases an on-chip crypto engine). This means that smart card projects can scale from lesser complexity to greater, depending on requirements. Inteligensa offers the MULTOS platform for various types of applications: banking (M/Chip 4.0 and VSDC 1.4), national ID projects, health projects, loyalty programs, electronic purses, PKI solutions etc.

Inteligensa’s MULTOS chips include:

Contact:

• MULTOS Standard: 8K, 16K, 36K & 80K
• MULTOS Step One: 4K & 8K

Contactless:

• MULTOS Standar: 36K

Dual Interface:

• MULTOS Standard: 36K & 80k
• MULTOS Step One: 8K

Java Card

Inteligensa offers cards using the most popular platform on the market: JavaCard. The technology is compatible with the security and interoperability standards defined by GlobalPlatform, guaranteeing a high-quality product which is compatible with a wide variety of applications: banking (EMV), telecoms (GSM), transport, national ID, etc.

Inteligensa has a range of preloaded ROM-based applets: GSM, S@T, WIB, VSDC, M/Chip, leaving more space in EEPROM for developing value-added applications.

The GlobalPlatform compatibility of Inteligensa’s JavaCard applications also means that any GlobalPlatform personalization scheme can be applied “post-issuance”. Inteligensa focuses its JavaCard products on banking (EMV and private label), telecoms (GSM), national ID projects and loyalty schemes among others.

Inteligensa offers a full range of memory sizes, in both SDA and DDA variants:

Contact-based:

• 8K, 16K, 32K, 64K y 128K

TIBC Advantis

Inteligensa offers cards using the TIBC 3.0 system from SERMEPA, which is oriented towards the EMV migration of Visa cards in Latin America. The TIBC 3.0 system, implementing VSDC 1.4,is an ideal platform for starting Latin American banks down the road to EMV migration, due to its simplicity and low cost.

Inteligensa also offers value-added applications on this platform, including electronic purse, fingerprint and photo authentication, and loyalty among others.

Memory options for TIBC 3.0 with the VSDC 1.4 applet (SDA version) include:

Contact-based:

• 2K, 4K, 16K

Open vs Private Platform

The decision as to which type of platform to use is one of the key issues in a smart card project. The operating system will determine costs, interoperability, development capacity and technological future of the project.

Inteligensa, based on its wide experience in the smart card world, and after a rigorous analysis of the market and of smart card projects, recommends and supports the use of open platforms over proprietary ones in the majority of cases.

Services

Inteligensa implements a quality-assurance program in its card manufacturing facilities, which are certified to the highest standards of Visa and MasterCard and have a proud history of handling orders rapidly and reliably. Additionally, our affiliates with personalization centers offer thermal printing, embossing, ident print, magstripe and payment applications for smart cards.